We purchased the home during the summer, and we’ve since reviewed the home seller disclosures. There’s no mention of ponding water or rainwater runoff issues from the properties above us. But now there’s a bunch of storms coming our way, and we’re midway through the rainy season. We called the remediation companies, but they can’t accommodate us now, so tomorrow my father-in-law will set up a sump pump in the crawl space. Making matters harder, we’re worrying about mold in the crawl space from all the flooding. 

We are first-time buyers, but we feel like we shouldn’t be alone in dealing with these issues. Should we get the home sellers and the real estate agents involved?  

A: Real estate attorneys remind us that failure to disclose cases, aka “bad house cases,” rotates around the concept that “the seller knew or should have known” about an issue. For instance, the neighbor(s) above you could have landscaped over the summer and installed improper drainage, diverting any future excessive rainfall downhill to your backyard.

Those remediation companies are busy working with properties that had water enter homes and businesses. In the meantime, do what you can to get water out of your crawl space and make appointments with remediation companies in the future. You’ll just need to get on their waitlist(s).

Ponding water under or adjacent to a house comes with expensive ramifications. You’ll need foundation and drainage experts on-site as soon as possible. Another set of professionals could be a landscape architect and a landscaper. Work as a team with the neighbor(s) above, and you’ll speed up eliminating your backyard and crawl space flooding. Your situation provides more proof that homeowners and business owners should investigate investing in flood insurance outside a designated flood zone.

Regarding the real estate agents involved in your home sale, the National Association of Realtors (NAR) has video training stating, “So when counseling buyers about flood insurance, remember that flooding can happen anywhere. Recommend that buyers do their own due diligence, but avoid telling buyers that flood insurance isn’t required or advisable.” Since flooding is considered a material fact in a real estate transaction, a real estate attorney is the last professional to consult.

Questions, concerns or inquiries? Realtor Pat Kapowich is a Certified Real Estate Brokerage Manager and career-long consumer protection advocate. His hometown of Sunnyvale, California, is where he is based. Office Landline: 408-245-7700, Pat@SiliconValleyBroker.com Broker# 00979413 www.SiliconValleyBroker.com

The popular Crest collection features six single- and two-story designs from approximately 2,078 to 3,553 square feet, with up to six bedrooms and five bathrooms. The Hills introduces five fresh new floor plans from approximately 1,948 to 2,990 square feet, also with up to six bedrooms and five-and-a-half bathrooms.

Innovatively designed plans feature open and inviting great rooms with slab granite or quartz countertops, stylish wood cabinetry, casual dining islands, Whirlpool appliances, and sliding doors to the rear yards with optional outdoor living areas.  Primary suites showcase expansive bedrooms, generous-size walk-in closets and spa-style bathrooms with hand-set ceramic tile flooring, dual vanities with engineered marble countertops, glass-enclosed showers, and separate private water closet. Primary suites at The Crest include a relaxing soaking tub, as well as an optional romantic gas fireplace or private balcony (per plan).

Comfortably spacious secondary bedrooms provide a welcome retreat for family and guests, with well-appointed bathrooms including solid surface countertops and easy-care one-piece tub/shower surrounds. Select homes and plans also provide creative room conversions for extra bedrooms and bathrooms, studies for home offices and lofts, and recreation rooms for a home classroom, fitness area or hobby enthusiasts.

All of the homes at Park Ridge are built with quality craftsmanship and an extensive array of energy-efficient, comfort and safety features, including dual-zone HVAC systems (per plan), ceiling fan pre-wire in select locations, LED lighting, Low-E vinyl windows, water-saving showerheads and tankless water heaters, fire sprinklers, and security systems. Front yards showcase professionally designed landscaping with full rear yard fencing.

With a range of included designer features and finishes throughout, along with an impressive selection of options and upgrades to personalize your home, Park Ridge offers affordable luxury in one of Antioch’s most commuter-friendly locations just minutes from BART, bus stops, and Highway 4. Located near Lone Tree Way and Canada Valley Road, Park Ridge is also conveniently close to schools, parks and sports fields, shops, restaurants, and the popular Streets of Brentwood.

A selection of beautifully appointed single- and two-story homes from 1,948 to 3,553 square feet are now complete and move-in ready. These quick-delivery homes feature an array of designer options and upgrades. With a quick close of escrow, buyers can enjoy the new year in style in a luxurious new home — with all of the comfort and convenience of new construction without the wait for new construction! Ask about our extended interest rate lock and buy down programs designed to make your dream of a new luxury home come true in 2023.

Our sales centers and beautiful decorated showcase model homes are open daily Monday from 1 to 5 p.m. and Tuesday through Sunday from 10 a.m. to 5 p.m. Visit us online at any time at DavidonHomes.com.

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Doing so allows the kitchen to keep its luster and that feeling of newness that the homeowner loves about it on day one.

Time to explore what’s new in new-kitchen design that can amplify and extend the newness factor for as many years as possible.

Smart kitchens

Although some have been offered for more than a decade, smart kitchen features are more in demand now than ever, especially as younger millennials and Gen Z become more active as buyers.

Smart kitchen features might include the installation of appliances that can be controlled by apps on a mobile phone. Voice activation allows the chef to change appliance settings without having to wash hands or surfaces between tasks.

Other nice-to-have items are refrigerators with storage guides to keep the owner aware of inventory for shopping lists and expiration dates. And some refrigerators have a camera that can give the owner a glimpse of the contents while out shopping.

Naturally, people who’ve enjoyed kitchens without smart features over the decades may ask, “Do we really need a smart kitchen?” That’s a good question for the builder and the design center. And stay tuned for an upcoming article here covering that topic.

Islands and seating

Comfortable spaces with plenty of easy-to-access seating make all the difference in new kitchen design. When given the option for a center island, inquire with the builder about extending the countertop to include counter space with seating capacity. Another option is the peninsula seating bar.

If the kitchen has a dining nook near a window, some buyers may request a banquette under the window that provides both storage and seating space. Before installing permanent built-in furniture grade pieces, assess the kitchen’s longer-term needs. Should a larger table be necessary five years down the road, a buyer will regret creating a quaint breakfast nook with a bench.

If you enjoy cooking while entertaining, ask the builder’s design center about a two-tiered kitchen island that features ample prep space, including a furniture-height prep area that keeps your food prep separate from guests’ appetizers and drinking glasses.

Examine pantry options

A walk-in pantry can be the most convenient place to store small appliances, bulk items and nonperishables. But it’s not for every home or family.

What is necessary is flexible pantry space — including pullout shelving and drawers — that provides easy access to cooking ingredients and appliances. A thoughtfully planned and designed pantry cabinet, for instance, can serve nearly every purpose as a walk-in pantry.

If adding a walk-in pantry would cut into space better used for a main-level bathroom or mudroom, look at other places in the house to add a second pantry cabinet for surplus storage.

When looking at the home’s plans, a builder’s design center staff will know which spaces are flexible enough to add options or new features.

Ceiling-height cabinets

Speaking of storage, ceiling-high cabinets have gained popularity over open-soffit style cabinetry. Higher cabinetry takes advantage of the vertical space a kitchen offers and removes the need to decorate and dust the spaces above cabinets.

Ceiling-height cabinets also work a trick of the eye, creating an illusion that the space is larger or taller than it is.

Before choosing ceiling-height cabinets for every open wall in the kitchen, plan out how they will be used and anticipate how they add value to the spaces they occupy.

Unless a new-home buyer is 7 feet tall, it’s wise to remember that cabinets reaching as high as 8 to 10 feet can wind up as black holes for out-of-sight, out-of-mind items. The same goes for open shelving at heights that are hard to reach for dusting.

But there are solutions: Ask the design center about pullout drawers built into lower cabinets where you can store sturdy, stylish step stools made of the same solid material as the cabinets.

And remember that large center island or peninsula that is all the rage. Can it include a 12-inch-wide cabinet for storing an attractive step stool that can be pulled out easily for use anywhere?

Remember, the kitchen is the best place to invest in perfection; it’s worth splurging on design options here.

But recent economic conditions have added some newer reasons to consider buying new.

For buyers eager to get into a new construction home as quickly as possible, higher interest rates over the past several months aren’t all bad news.

That’s because higher interest rates have, in some cases, made homes more readily available to certain buyers.

Builders offer new incentives

You’ve probably read the news that interest rates have led to so-called builder cancellations in recent months. How can builder cancellations be good news? It depends on the buyer’s position and reasons for moving into a new construction home.

First, let’s define builder cancellations: The term refers to when buyers cancel their purchase agreements with builders, not the other way around. Today’s higher interest rates have led to caution, inability or delay for some buyers to purchase a home.

But that same caution has put other buyers in a strong position to take advantage of new builder incentives.

In some cases, those incentives now include much more than special financing programs through builders’ established relationships with lenders.

Cash is still king. Some builders now offer their approved buyers as much as $50,000 either in the form of price reductions, cash back or spending toward payments, upgrades or new-home options.

Working with a builder’s lending partner is also more favorable now. These lending partners know and trust the builders and may be able to provide unique financing products to approved buyers.

Inventory homes are hot 

Builders typically provide special incentives for inventory homes, which also may be called move-in-ready homes or quick-move-in homes. But these days, with homes selling more slowly, some builders have gained new cause to move those homes more quickly than usual.

Those who are planning to resell a primary home in California for an upgrade or for downsizing may find unexpectedly attractive pricing on new construction homes, especially inventory homes. By preparing the resale home for sale and pricing it competitively, buyers can enjoy a turnkey move in at a new construction, move-in-ready home.

In addition, those unexpectedly available inventory homes often include existing upgrades and options above and beyond builders’ standard offerings. Model homes, for instance, typically feature the finest materials in a builder’s design center, meaning buyers may get more or higher-grade design elements for less.

Multigenerational buyers may be in luck 

Over the past several years — and especially since 2020 — builders have increasingly incorporated multigenerational lifestyle conveniences in their home plans.

Nowadays, in spite of interest rate increases, buyers who favor those home plans may be able to work with builders and lenders for innovative financing.

For instance, a larger down payment can translate to a lower mortgage interest rate or no mortgage at all, especially when two or more generations combine financial resources for the purchase.

Or, by carefully considering location and quality of life, larger homes in areas on the periphery of the Bay Area may be available at prices that may help multigenerational buyers avoid a mortgage.

Before making a combined purchase or an all-cash offer, involve your bank or financial planner in a detailed discussion on the benefits and any risks involved, relative to your particular situation.

New, safer construction 

Since 2021, buyers have discovered an increase in homes built with improved, fire-resistant and preventive construction features. The homes are not only attractive, but safer in historically dry California.

The new practices, some of which have risen from 2021 and 2022 amendments to the California Building Code by the state fire marshal and the Department of Housing and Community Development, include:

More defensible space around homes: Vegetation, including lawns, hedges, trees and bushes, is placed several feet away from the home, typically 5 to 30 feet away, or as much as 100 feet, depending on the type of structure. Gravel, brick and stone are used for planter beds at homes that include these.

Sprinkler systems: Hidden in the ceilings of new construction homes, and even in places such as the garage and in some outdoor spaces, sprinklers automatically activate in the presence of an internal temperature of 165 degrees Fahrenheit or higher.

Outdoor smoke detectors: As a substitute for some outdoor fire sprinklers, the updated building standards require installation of smoke detectors in key outdoor locations.

Roof venting shields: Special mesh-type shielding material is installed in, on or around roof vents to help ensure embers do not enter through the roof and, by extension, the home.

What’s in it for you to purchase a new home during these changing real estate times? Ask every builder you meet. They’ll be happy to share.

Déjà vu. I see a pattern. When first married, my husband insisted we buy a one-bedroom condo as our first property. Two-and-a-half years later, we sold the condominium and purchased a two-bedroom, two-story townhouse. It was utterly unnecessary. We had the credit, down payment and income to buy the townhouse in the first place. How can I persuade my husband to invest in what we can afford now and settle in a home for decades instead of years?

A: First, a lower-price single-family home neighborhood is for entry-level and exit-level homebuyers. It’s the same for a mobile home park. Your husband would have you competing with people on a limited income, such as first-time homebuyers, single parents, widows, widowers and older adults. He should not take the place of one of those earnest homebuyers.

Second, real estate experts frown upon buying and selling within a few years, and not just because it’s a costly situation. It involves the closing costs of a home seller and homebuyer. In January 2020, the National Association of Realtors published an article stating the median duration of homeownership in the U.S. was 10 years in 2008 and 13 years in 2018. Due to the pandemic and its low 30-year fixed-interest rates, the median homeownership duration might continue to grow.

Additionally, entry-level neighborhoods lean toward narrow streets and smaller homes, lots, and garages. The result is problematic guest parking and few, if at all, options for adding an accessory dwelling unit (ADU).

Lastly, a neighborhood at a higher price will have larger homes, lots and wider streets. Two- and three-car garages provide ample guest parking in driveways and curbside. Lest we forget, a sizable lot ensures the possibility of adding an accessory dwelling unit. An ADU is an advantage for long-term ownership. After all, as you become older, you and your husband could possibly move into it.

Questions, concerns or inquiries? Realtor Pat Kapowich is a Certified Real Estate Brokerage Manager and career-long consumer protection advocate. His hometown of Sunnyvale, California, is where he is based. Office Landline: 408-245-7700, Pat@SiliconValleyBroker.com Broker# 00979413 www.SiliconValleyBroker.com

What we thought was our best neighbor is now plotting against us. We are living in a single-family neighborhood. We plan to turn our detached garage into an accessory dwelling unit (ADU). The detached garage is in the front of the property. Our next-door neighbor is making the neighborhood rounds to enlist support against our proposed ADU.   

Could our neighbors rally against us and prohibit us from adding our ADU?

A: It is not likely. Recent California laws have been proactive in promoting the permitting and construction of ADUs. Conversely, many communities responded by making ADUs harder to build in their single-family home neighborhoods. As a result, a new law was passed to break down barriers to allow ADU permitting and construction.

As noted in the new law, you can convert your detached garage per section 65852.2 “(D) (iii): “The accessory dwelling unit is either attached to, or located within, the proposed or existing primary dwelling, including attached garages, storage areas or similar uses, or an accessory structure or detached from the proposed or existing primary dwelling and located on the same lot as the proposed or existing primary dwelling, including detached garages.”

The familiar covered parking argument is addressed with uncovered parking as stated in section 65852.2 (x) (I). “Parking requirements for accessory dwelling units shall not exceed one parking space per accessory dwelling unit or per bedroom, whichever is less. These spaces may be provided as tandem parking on a driveway.”

The neighbor might proclaim that an ADU cannot be in the front yard, but the new law states, “This bill would additionally prohibit a local agency from establishing limits on front setbacks.”

It is time to start conversations with your city’s planning department, architects, structural designers and contractors. It’s time well spent. There is no substitution for gathering the facts before a significant investment. Additionally, substitute the current fence with your disgruntled next-door neighbor during construction. Make it taller between buildings and extend it, slopping to a shorter height to the sidewalk. It’s true. Good fences make good neighbors, especially if you have a new ADU.

Questions, concerns or inquiries? Realtor Pat Kapowich is a Certified Real Estate Brokerage Manager and career-long consumer protection advocate. His hometown of Sunnyvale, California, is where he is based. Office Landline: 408-245-7700, Pat@SiliconValleyBroker.com Broker# 00979413 www.SiliconValleyBroker.com

Because of 2020’s sheltering in place, adult children moved back home either from college or from rentals they could no longer keep. In other households, the sandwich generation welcomed the older generation into their home for better safety and security.

Then in January of 2021, California’s Health and Safety Code required cities and counties to develop plans to incentivize and promote accessory dwelling units (ADUs) on homeowners’ private property at affordable rent for qualified tenants.

In some cases, the ADU benefit applies when the unit is rented to the younger generation who are just starting out or to seniors who need independence closer to family. And, for some, when the owner waives the financial incentive, an approved ADU can serve as a home-based office, studio or part-time guest residence.

Just a few months after the ADU legislation, California Proposition 19 came along. Now people over the age of 55 and people with certain disabilities are able to transfer the base taxable value of their existing home to the purchase of a replacement home in California.

All of this opportunity came about just as the suburbs, and even the exurbs, were regaining popularity among buyers. The result? Multigenerational housing grew even more important in the eyes of buyers and builders.

Builders were ready. As recently as 2018, builders in some communities have been offering new-home plans with additional bedroom suites on the main level, clever new flex spaces and private-entry suites above garages or attached to homes.

Some have factored in multigenerational living as a given. Others are leaving the decision to buyers, but providing the foundational elements, such as wiring, plumbing and more, so that homes are ready for immediate or eventual multigenerational living.

Preplan for multigen living

Another feature may include a fully functioning living suite inside the home.

This suite, which lives like an independent apartment with or without its own private entrance, can include a bedroom, bathroom and a living room with an efficiency-style kitchen or a kitchenette area.

Lennar Homes, for example, calls its offering Next Gen — The Home Within a Home. Several communities in the Bay Area and Northern California offer next-gen floor plans.

Not sure if an entire living suite is the best choice yet? Perhaps some buyers may prefer to use this space for other purposes during the first five years or so of ownership and would not want the square footage divided into a separate living area.

Before construction, ask the builder if the home can include roughed-in plumbing — both outside or underground and inside the home itself — to simplify the future conversion of a certain area of the home to an independent living space with bathroom and kitchen.

Consider new homes featuring cohousing

Though centuries old in other parts of the world or in small, cultural enclaves within the U.S., cohousing communities are a relatively foreign idea across most of North America.

Consisting of fully equipped dwellings, cohousing communities include extensive shared amenities determined by future community members during construction.

But in recent years, clusters of local residents have been forming interest groups in preparation for new construction of cohousing opportunities. They’re people who want the benefits of homeownership in this historically tight market and are eager to do so cooperatively with other like-minded buyers.

One of the newest emerging new-home cohousing opportunities, Mission Peak Village, is currently forming in Fremont. There, people who take part in the formation of Mission Peak will coordinate with architects, designers and planners in creating the community.

Cohousing communities such as Mission Peak intentionally include a mix of generations. Cohousing provides a strong, friendly neighborhood in which everyone feels connected; older generations might help the younger generation with child care, while the younger generation might help the older generation with technology or heavy labor.

In some cohousing communities, the cooperative resident groups partner with a developer. And in any cohousing community, resident participation is central to the community’s formation and endurance.

​Certain facilities in a common house area of the community are designed for sharing. These features may include a dining area and high-end kitchen, a lounge, workshops, office spaces, exercise rooms, craft rooms, libraries and guest rooms.

Cohousing communities re-create a traditional sense of community with intentional design and planning. As owners of their own homes and the joint, shared facilities, residents work together to maintain the property and meet the needs of residents in all generations.

What could be better for a water lover than living within walking distance or a short drive to rivers, lakes, canals, the Pacific Ocean or S.F. Bay?

That’s no rhetorical question. Even better than a water lover living close to the water is the ability to do so in a newly built home and community.

Builders continue to build out new-home communities near the San Joaquin River, the forks of the Sacramento River, San Francisco Bay, Monterey Bay, Folsom Lake and much of the California Delta.

They’ve even found and created new-home opportunities at watersheds, canals and lakes springing from many of these bodies of water.

In some cases, the community itself includes direct access to water. In others, the Delta or rivers are just minutes away and builders have incorporated elements into the home plans that make it easy to take advantage of the water.

Whether moving into a new home in a water-lifestyle community or a new home within a short drive from the water, plan ahead to simplify the transition to this new stage of life.

Storage makes a splash

Perhaps not as glamorous as enjoying a relaxing sunrise fly-fishing fishing float, storage for water toys makes all the difference for an easy life near the water.

Got kayaks, canoes, Jet Skis, paddleboards, water skis, tubes, fishing gear, a boat or perhaps just a bunch of inflatables and rafts? You’ll need a place to put them where they’re easy to access and out of the way.

Builders with communities that are on or near water have already thought of this. In certain communities, standard home plans include three-car garages, two-car plus tandem garages or extra-deep two-car garages. These provide homeowners a place to store items securely and get to them when the perfect day on the water beckons.

Some communities may allow RV or boat parking below the fence line out of view from the street. Ask about the possibility of pouring a concrete pad behind or along the side of the house, hidden from view.

Other communities, especially those near bigger lakes, rivers or waterways, offer the option to rent space at an on-site storage facility.

Meanwhile, larger master-planned developments on or near water have long docks, piers for day use for residents and for guests based on availability. Some even offer permitted long-term boat storage.

Other ways to store lighter-weight items include ordering wall-mounted racks, custom storage racks, hooks, sling set systems or stands in the garage.

Ask the builder if any neighbors have shared how they store their water toys. And plan to install your storage solution before move-in time.

Get together out of the water

Water brings people together. As a result, within and around waterfront communities, water lovers will find no shortage of canoe clubs, boating clubs, fishing groups, and even youth and adult water-sports teams.

Even within a larger master plan in a waterfront area, each neighborhood can forge its own identity. Miles and miles of walking and hiking paths, parks and waterfront sitting areas connect each neighborhood to the next. Residents enjoy the sense of community.

Based on demand, several new-home communities have even built — or are planning to add — boathouses, restaurants, clubhouses, docks, decks, play spaces and more. Others are located across the street or less than 5 miles from public water access points.

When determining which community is best for your lifestyle and needs, be sure to ask each builder or developer where you can find groups to connect with online and in person.

Make weekend dreams permanent

Builders in water-lifestyle communities are noticing a trend among certain buyers. Some people, especially those who are ages 55+ and still actively involved in their careers, consider a second home on the water; they’ll spend weekends there now and move in permanently upon retirement.

Many of these people have built equity from decades of homeownership. Using some of that equity, they will purchase a new construction home in a waterfront community to get away for the weekends and recharge on the water with new neighbors and friends.

The plan for some is that, at retirement, they will sell their primary home and move permanently to their waterfront new home for an active new lifestyle. For others who are able, the primary home will remain in the family as the new primary residence for grown children and grandchildren. That way, everyone is close but the new homeowners get the exciting retirement oasis they’ve earned.

This level also features four bedrooms plus two bathrooms, including an expansive primary suite that opens to your enclosed private yard area and hot tub.

The home is near the El Cerrito Plaza BART Station, shops and restaurants. Come join the fabulous El Cerrito community and all it can offer you!

Address: 708 Colusa Avenue, El CerritoListing price: $1,149,000Visit: 708Colusa.com for more information.Listing agent: Red Oak Realty’s Negar Souza & Feri Niroomand, DRE#00811861, (510) 543-7016

Built by Mason Hammer Builders, Inc. at 20601 Via Santa Teresa, this architectural masterpiece showcases about 7,158 square feet of living space on multiple levels. It offers luxurious amenities and features, including solar panels, a Tesla charging station, four furnaces, and air conditioning units with separate zones, dual-pane windows, two laundry rooms, and a security alarm system.

Located at the end of a private drive, this home features a grand entry with oversize glass French doors. Travertine and hardwood floors, spectacular soaring ceilings, and walls of view windows are featured throughout. Celebrate indoor-outdoor living in style in the outdoor kitchen including a pergola with two sitting areas, a hot tub and landscaping featuring native plants.

Five bedrooms, four full bathrooms and three half bathrooms are featured, plus formal living and dining rooms, an incredible open-concept kitchen, a separate breakfast room, an executive office and a family room. But there’s more, including a family room, a game room and a media room. An enormous bonus room is also a fabulous flexible-use space just waiting to be customized for your unique lifestyle. Create a home office, a studio or an in-law suite. The possibilities are endless.

A linear fireplace with a travertine surround is featured in the living room which also has a tray ceiling and fabulous views. The formal dining room can comfortably accommodate large gatherings and features a tray ceiling and a sliding glass door to a private balcony.

The gourmet kitchen is designed with granite slab counters, subway tile backsplashes and lots of custom soft-close cabinetry. The oversize island/breakfast bar also has a granite slab counter. Stainless appliances include a built-in KitchenAid refrigerator, dishwasher, a commercial-grade six-burner double oven gas range with griddle and a GE microwave.

Also on the main level is the executive office featuring plush carpeting, built-in cabinetry and double French doors that provide a private entry from the front porch.

The primary suite, also on this main level, is a luxurious room with a sitting area and a built-in coffee station with a refrigerator and storage. The oversize walk-in closet is outfitted with organizers designed by Closet Factory. The en suite features dual sinks, a custom vanity, a jetted tub and separate shower with a frameless glass enclosure.

Three bedrooms are located downstairs. Each room has a ceiling fan, recessed lights, carpet, walk-in closets and spectacular views.

Also on this lower level is a second family room/game room, a wet bar and a slider to a private balcony. Create the ultimate home theater in the windowless media room featuring a high ceiling and a double-door entry.

Additional features include a four-car garage with custom built-in storage, a workshop and a fifth stall for more storage.

The private setting is also conveniently close to shopping, restaurants, freeway access and parks. Top-rated schools, including Graystone Elementary, Bret Harte Middle, and Leland High School, are within 1.3 miles.

Price: $4,990,000Where: 20601 Via Santa Teresa, San JoseWebsite: More photos at www.tswan.com. Buyers may schedule appointments directly by contacting the listing agent.Listing agent: Compass. Therese Swan, (408) 656-8240. DRE# 01355719. tswan@tswan.com. Therese is consistently among the Top 100 agents in the S.F. Bay Area, and she has also been nationally ranked in The Wall Street Journal.